Owner financing · No bank needed
Stop renting. Start owning a home in Decatur.
Small down payment, one monthly payment, and no bank qualifying. Legacy Peak sells homes on contract for deed to families who are ready to own.
Homes Available
Every payment shown includes property taxes and insurance. 30-year term, no balloon payment.
Available
712 W Waggoner St
Decatur, IL 62526 · 2 bed · 1 bath
$2,500 down · $850/mo taxes & insurance included
View this home
Available
945 S Maffit St
Decatur, IL 62521 · 3 bed · 1 bath
$2,500 down · $995/mo taxes & insurance included
View this home
Available
1240 Myrtle Ave
Danville, VA 24540 · 2 bed · 1 bath
$4,000 down · $1,250/mo taxes & insurance included
View this homeHow it works
Reach out
Call or text Thomas, or send the form. We answer real questions, no runaround.
Apply first
Fill out the application, and Thomas will reach out about a showing.
Sign & pay the down payment
Review the written agreement for deed (bring anyone you like to look it over). Utilities move into your name.
Get your keys
Move in. Your monthly payment and all terms are spelled out in your written agreement.
Why own with Legacy Peak?
- Bank said no? Let's talk. We look at your down payment and your ability to pay, not a credit-score box.
- Self-employed, paid in cash, or starting over? You are who we built this for.
- A payment close to rent. Spelled out in your agreement, with taxes and insurance included.
- Your home, your way. Paint the walls, plant a garden, make it yours.
- A local owner you can call. You deal with Thomas directly, not a call center.
Our mission
We help families who otherwise could not own a home without our help.